Bank of India has officially released the Bank of India Credit Officer Recruitment 2025 for filling 514 Credit Officer vacancies under the General Banking Officer (GBO) stream. This recruitment drive is conducted on a regular basis and offers an excellent opportunity for candidates with banking, finance, and credit-related experience to secure a stable career in a leading public sector bank. The vacancies are distributed across different scales, including MMGS-II, MMGS-III, and SMG-IV, with postings available across India. Interested candidates must apply through online mode only via the official Bank of India website.
The online application process for Bank of India Credit Officer Recruitment 2026 will commence from 20 December 2025 and will remain open until 05 January 2026. Applicants are advised to carefully check the eligibility criteria, including educational qualifications, age limit, and required work experience, before submitting the application. Selection will be based on shortlisting, online examination, and interview, as per bank norms. Candidates should ensure that they submit the application well before the last date to avoid technical issues.

| Bank of India Recruitment 2025 – Highlights:- |
| Particulars | Details |
| Organization | Bank of India |
| Notification No | 2025-26/01 |
| Job Category | Central Government Jobs |
| Employment Type | Regular Basis |
| Total Vacancies | 514 Posts |
| Post Name | Credit Officer (GBO Stream) |
| Job Location | All Over India |
| Apply Mode | Online |
| Starting Date | 20.12.2025 |
| Last Date | 05.01.2026 |
| Official Website | bankofindia.bank.in |
| Bank of India Post Details & Salary 2025 |
- Credit Officer – GBO Stream (Scale MMGS-II) – 418 Posts
- Credit Officer – GBO Stream (Scale MMGS-III) – 60 Posts
- Credit Officer – GBO Stream (Scale SMG-IV) – 36 Posts
- Total Vacancies: 514 Posts
Salary:
- MMGS-II – Rs.64,820 to Rs.93,960/-
- MMGS-III – Rs.85,920 to Rs.1,05,280/-
- SMG-IV – Rs.1,02,300 to Rs.1,20,940/-
| Bank of India Eligibility Criteria:- |
Educational qualifications vary depending on the post. Candidates must hold:
- Candidates must possess a Graduation Degree from a recognized University / Institution
- Minimum 60% marks required (55% for SC / ST / OBC / PwBD candidates)
- MBA / PGDBM in Banking or Finance or CA / CFA / CMA qualifications are preferred
- Relevant banking or credit processing experience is mandatory as per post level
- Final eligibility should be verified through the official notification
Age Limit (as on 01.11.2025):
- MMGS-II – 25 to 35 Years
- MMGS-III – 28 to 38 Years
- SMG-IV – 30 to 40 Years
Age Relaxation:
- SC / ST – 5 Years
- OBC – 3 Years
- PwBD – As per Government Norms
- Ex-Servicemen – As per Government Rules
| Application Fee & Selection Process:- |
Application Fee:
- SC / ST / PwBD – Rs.175/-
- Other Candidates – Rs.850/-
Selection Process:
Bank of India May Follow the Certain Process to Select the Candidates.
- Shortlisting of Applications
- Online Examination
- Interview
| Apply Now – Direct Link:- |
- Click below to apply for Bank of India Recruitment 2025
- Apply Offline – Bank of India 2025 Application Form
| Bank of India Official Website | Website Link |
| Bank of India Official Notification | Notification |
| Bank of India Online Apply Link | Online Application Link |
| Important Dates:- |
- Online Application Start Date – 20.12.2025
- Last Date to Apply Online – 05.01.2026
| How to Apply for Bank of India 2025:- |
- Visit the official website bankofindia.bank.in
- Open the Bank of India Recruitment 2026 notification
- Register using valid Email ID and Mobile Number
- Fill the online application form carefully
- Upload required documents in prescribed format
- Pay the application fee and submit the form before the last date
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